Camilla was flung head first into the ground after a feral dog charged at her. Brazil’s cities are overrun by dogs—there is a total estimated population of 37 million stray dogs roaming the country. Camilla was happily taking photos while strolling through a busy and popular street. She was distracted and didn’t notice the large stray dog running towards her. Camilla was knocked to the ground, landing heavily and breaking her camera. In tremendous pain, she made her way to a nearby hospital. After taking x-rays, doctors discovered Camilla had shattered her collarbone. Camilla contacted her travel insurer to cover the cost of her medical bills and damaged camera.