Sean’s luggage was damaged during transit to the next island destination. Island hopping is a popular tourist activity in Thailand, as there are so many fun places to visit. Sean arrived at the island and was excited to start his adventure. When his luggage was unloaded from the boat, Sean noticed that his suitcase was soaking wet. After questioning the speed boat operators, he learned that water had flooded the boat’s lower compartment where the luggage was stored. His suitcase and many of the items inside were ruined. Sean contacted his travel insurer and he was reimbursed for the cost of his damaged items.