Amanda was hastily delivered to the emergency room with suspected pneumonia. She was having trouble breathing, and the cold outside air in Canada can make the symptoms of respiratory illnesses more severe. Amanda had felt unwell for a few days before her symptoms worsened and forced her to seek medical advice. She was examined by the emergency doctors and diagnosed with bronchitis. Amanda was allowed to returning to her hotel room, where she rugged up and rested until she felt better. Although her hospital visit was brief, Amanda received a large bill a few days later. Fortunately, she had purchased a travel insurance policy before her trip that covered emergency medical costs.