Mary was waiting for a taxi when two young men pushed her to the ground and stole her handbag. The incident happened quickly and the men ran off before anyone could help her. Shaken up and injured by the fall, Mary went to the local hospital for treatment for cuts and grazes. She also contacted the police to report the assault and robbery. After Mary provided proof of purchase for her lost items, her travel insurance provider covered the costs of the items that were in Mary’s handbag. They also covered the costs associated with her hospital visit.